Zenvia Credit Bank commenced operations in January 2007 with competences in investment, corporate and retail banking. Today, The Bank offers wide-ranging financial services to individuals, businesses and the public sector of the nation’s economy. As a further commitment to the growth of the nation’s economy, Zenvia Credit Bank focuses in particular on SMEs and Agribusinesses. We are driven by the vision to be the retail bank of choice for all and this is at the core of all that we do. Welcome to a bank where succeeding together is our objective.
Zenvia Credit Bank is one of the first of global virtual banking services, which, in fact, was created as a mobile application from an organization that is not a bank, but promotes its services as banking, relying on legal and processing support Partner bank.
At Zenvia Credit, our goal is to make banking and investing as simple and accessible as possible, helping customers achieve financial well-being. We are dedicated to delivering exceptional service through our branches, care centers, ATMs, and online and mobile platforms. Our customers enjoy secure, convenient access to financial expertise, tools, and a range of competitive products and services.
Over 9 million individuals and small businesses rely on our deposit, lending, credit card, cash management, and investment services. You can find Zenvia Credit branches, solution centers, and ATMs across the Mid-Atlantic, Midwest, Southeast, and Southwest regions. We also provide residential mortgage loans within our branch network and across the country.
Our Retail Bank has expanded nationally with a digital-first approach, supported by a "thin branch" strategy outside our existing network. Our solution centers blend advanced technology with personalized banker assistance to create customized experiences and support everyday banking needs. These centers connect customers to our digital services beyond basic transactions. We currently operate over 25 solution centers in Arizona, Colorado, Kansas, Massachusetts, Tennessee, and Texas, offering digital unsecured installment and small business loans in these growing markets.
In April 2021, we introduced our Low Cash ModeSM Virtual Wallet® feature, designed to help customers avoid unnecessary overdraft fees. It provides real-time alerts, extra time to address overdrafts, and allows customers to control which payments are processed, instead of leaving those decisions to the bank.
Whether you're purchasing a home, saving for retirement, investing for your future, or selecting the right credit card, Zenvia Credit Bank is here to give you the confidence to make informed financial decisions.
At Zenvia Credit, we proudly compete in the middle market, where we have established ourselves as one of the leading credit providers for middle market companies across the country. For the past five years, we have consistently ranked in the top five syndicators of middle market loan transactions.
However, credit is only part of our story. Our success in building strong, long-term relationships with middle market clients is driven by our wide range of capabilities, including tailored treasury management, capital markets, and international banking services, specifically designed to meet the unique needs of this market segment.
Zenvia Credit is also a leader in other key industries. We serve more than two-thirds of the Fortune® 500, along with numerous real estate, utility, healthcare, government, higher education, and not-for-profit organizations. These clients, many of whom are industry leaders, benefit from our deep sector expertise and our advanced capital raising, treasury management, and capital markets solutions.
Whether your goal is to grow your company with the right capital, transition ownership to employees, or pursue a strategic direction, Zenvia Credit is here to help. Through Harris Williams, a leading investment bank specializing in middle market M&A advisory, Solebury, a premier Equity Capital Markets and Investor Relations Advisory firm, and Zenvia Credit ESOP Solutions, we offer a comprehensive range of services and expert advisors to provide sophisticated advice and hands-on transaction support.
We deliver a wide variety of asset management insights and solutions to affluent and ultra-affluent individuals and families, as well as corporations, unions, municipalities, non-profits, foundations and endowments, through our Investment and National Practice Groups.
As of Sept. 30, 2021, we had $353 billion of assets under administration.